This policy explains how BillMora Digital Pvt. Ltd. ("BillMora Trust", "we", "us") handles your personal data. We act as Data Fiduciary under the Digital Personal Data Protection Act, 2023 and follow the Information Technology Act, 2000 and its rules.
Name, email, the subscriptions and recurring expenses you enter (service, cycle, dates, category, notes), reminder settings and technical logs (device type, browser, IP address) for security.
Card numbers, CVV, UPI ID or PIN, net-banking passwords, SMS, contacts or email inbox content.
We use data to run your board, send the reminders you set, answer requests and keep the service safe — only with the consent you give at sign-up. You can withdraw consent anytime by deleting your account.
Cloud hosting and email/notification providers acting for us under written contracts, and government authorities if legally required. No selling, no renting.
Access, correction, completion, erasure, nomination and grievance redressal. Email privacy@billmora.lifestyle. You may also complain to the Data Protection Board of India.
Encrypted in transit and at rest. Deleted within 30 days after you close your account, unless law requires longer retention.
BillMora Trust is a free organiser for subscriptions and recurring expenses. It is not a bank, NBFC, payment aggregator or investment adviser. It does not make, receive, schedule or cancel payments.
Free. If we ever offer anything paid, it will be optional, announced in advance and never charged without your explicit consent.
Individuals aged 18 or above, using accurate details.
Reminders depend on the information you enter. Confirm dates with each provider.
Provided "as is". To the extent permitted by law we are not liable for charges by third parties or decisions you make.
Laws of India; courts at Mumbai, Maharashtra.
Complaints about the service or your data go to our Grievance Officer: grievance@billmora.lifestyle, +91 20 6746 4486, or by post to BillMora Digital Pvt. Ltd., 126 Emerald Business Square, Andheri East, Mumbai, Maharashtra 400069. We acknowledge within 24 hours and resolve within 15 days.